Retirement Plan & Institutional Advisory Council

A wealth of knowledge to help navigate your fiduciary duties

Raymond James Retirement Plan & Institutional Advisory Council advisors can help plan sponsors manage the decision-making process, document the steps along the way and supervise the results of those decisions, all while acting in your plan’s best interests.

Locate an RIAC Advisor

About us

An esteemed network of retirement plan expertise

The Raymond James Retirement Plan & Institutional Advisory Council (RIAC) is a group of financial advisors who uphold the highest level of fiduciary care for serving retirement plans and retirement plan sponsors. Based nationwide, this dedicated group of advisors has made retirement plan consulting its primary focus and continually develops and adheres to best practices that clients can depend on.

RIAC advisors serve as trusted consultants with a wide array of available solutions and access to dedicated support through Raymond James Institutional Fiduciary Solutions (IFS) and are under no obligation to use proprietary products. RIAC advisors utilize a prudent process that includes understanding your needs, designing the most appropriate plan, implementing a diversified offering of investments to minimize risk and finally, managing the outcomes to meet your participants’ goals and satisfy the terms of the plan.

RIAC advisors act with prudence and diligence, implementing a fiduciary standard of care with regard to investment recommendations and monitoring of plan investments. We understand the challenges that plan sponsors face as well as how important it is to attract and retain quality employees through value-added programs like retirement plans. Through our commitment to the success of your plan and the retirement readiness of your employees, our goal is to build and foster long-term relationships with you and your company.

Thoughtful design, meaningful results

We understand many factors are involved in the selection of retirement plan providers and each employer has specific needs and objectives that are important in this decision. RIAC advisors can assist you with evaluating your alternatives and coordinating the implementation and enrollment of employees. RIAC advisors have the tools and resources necessary to streamline the selection and monitoring of the plan’s investments, as well as provide benchmarking to ensure your plan costs are reasonable. One of the most beneficial advantages of working with a Raymond James retirement plan advisor is that he or she will acknowledge his or her role as an ERISA plan fiduciary.

Who we serve

  • 401(k) Plans
  • 403(b) and 457 Plans
  • Defined Benefit Plans
  • Money Purchase and Profit-Sharing Plans
  • SEP Plans
  • SIMPLE IRA Plans

Locate an RIAC Advisor

Find a knowledgeable RIAC advisor near you.

Fiduciary Standard of Care

Delivering service with integrity

Retirement Plan & Institutional Advisory Council advisors adhere to a defined set of guidelines, ensuring our clients receive the highest fiduciary level of prudent care.

Act in the sole interest of participants

Adhere to core principles:

  • Communicate clearly and effectively all aspects of investment structure
  • Provide a diversified investment solution
  • Construct investment lineups within investment policy guidelines
  • Ensure expenses are reasonable and avoid conflicts of interest

Exercise prudence in selecting suitable investments

Manage investments according to the investment policy statement